MTC Federal Credit Union helps you succeed financially by paying competitive rates on many of the share checking, savings and investment accounts we offer.
Rates Effective as of February 12, 2025.
Deposit Account Rates
See current rates on all of our deposit accounts.
Dividend Checking
| Account Balance | Dividend Rates | Annual Percentage Yield (APY) |
| $300 - $2,499.99 | 0.05% | 0.05% |
| $2,500 - $14,999.99 | 0.10% | 0.10% |
| $15,000 - $49,999.99 | 0.10% | 0.10% |
| $50,000 - $74,999.99 | 0.15% | 0.15% |
| $75,000 - $99,999.99 | 0.20% | 0.20% |
| $100,000 or more | 0.30% | 0.30% |
E-Checking
| Account Balance | Dividend Rates | Annual Percentage Yield (APY) |
|---|---|---|
| $1,500 - $2,499.99 | 0.05% | 0.05% |
| $2,500 - $14,999.99 | 0.10% | 0.10% |
| $15,000 - $49,999.99 | 0.10% | 0.10% |
| $50,000 - $74,999.99 | 0.15% | 0.15% |
| $75,000 - $99,999.99 | 0.20% | 0.20% |
| $100,000 or more | 0.30% | 0.30% |